After the rough 3-day weekend (Virginia Tech lost), I had to get back into the swing of things today at work and get busy doing what I do.  However, I had to take a little time to make a phone call to Blue Cross and Blue Shield of Florida and talk about this conversion program someone told me about.  Basically, what it does is that anybody who is losing coverage, and it is not by their own fault, for example, I just graduated college, so I am being dropped.  I have 63 days to continue to get coverage, for a higher monthly rate.

The rep I was talking to was telling me that my rate would be based off of my medical history and records, so I said, “let me just make it easy on you, I’m Diabetic, so I know I automatically go into the highest price range.”  She said, “Yes that will put you into the 100% range”  However, the good news is that it is a lot more affordable then what I have previously thought it was.  The bad part is that I am legally blind without my glasses or contacts, and I no longer get vision covered under this plan, nor dental, nor most importantly, emergency room visits.  Hopefully I will never have to deal with an ER visit for a long time, so that wouldn’t matter.  There were two different options that they gave me… BCBS Choice and BCBS Option.

Well, I have some homework to do on these two options, so I better get some good reading materials.

Have a great back to work day.